Compare Life Insurance Financial Calculators

Compare Life Insurance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Life Insurance Calculator

Explore your life insurance needs with our Life Insurance Calculator. Estimate potential cover amounts using your financial circumstances, family commitments and future expenses, and see how different scenarios may influence the results.

Family Life Insurance Calculator

Explore financial protection needs for your family with our Family Life Insurance Calculator. Estimate potential Life, Trauma and TPD insurance amounts for both partners, factoring in existing policies and superannuation benefits. Explore possible funding gaps and different scenarios through easy-to-read visual insights.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Life Insurance Articles

Life Insurance Premiums in New Zealand: What Affects the Cost

Life insurance premiums in New Zealand can vary widely between people and providers. This guide explains the main factors that affect cost, how stepped and level premium structures work over time, and why the lowest starting premium is not always the simplest comparison point. - read more

How Life Insurance Policy Comparison Works in New Zealand

Life insurance is a crucial financial safety net, offering monetary support to beneficiaries or an estate upon the death or terminal diagnosis of the insured. In New Zealand, life insurance options differ greatly, with variations in pricing, included features, claim evaluations, and specific conditions. - read more

Types of Life Insurance Cover in New Zealand Explained

Life insurance in New Zealand can include several different types of personal cover, including life cover, terminal illness benefits, trauma cover, TPD cover and income protection. Understanding how these covers differ can help you compare policies more confidently before requesting quotes. - read more

Understanding Life Insurance Cover Amounts and Household Financial Needs

Choosing a life insurance cover amount is one of the most important parts of arranging a policy. The cover amount, sometimes called the sum insured, is the amount that may be paid to beneficiaries or an estate if a valid life insurance claim is accepted. - read more

Insurance News

Why faster underwriting should not rush life cover decisions

10 Nov 2026: Paige Estritori

Chubb Life’s expansion of its Life Lens underwriting tool across its Assurance Extra range is a useful sign of where New Zealand life insurance is heading: faster, more digital and increasingly data-led. For households arranging life, trauma, disability or income-related cover, the development may make parts of the application process feel more convenient, but it should not turn a long-term insurance decision into a quick tick-box exercise. - read more

What the Fidelity Life deal could mean for policyholders

03 Nov 2026: Paige Estritori

The proposed acquisition of Fidelity Life by the parent company of Partners Life is one of the more significant ownership developments in New Zealand’s life insurance market this year. Announced in early September 2026 and reported as a $630 million transaction, the deal remains subject to regulatory approvals and other completion steps, so customers should treat it as a proposed change rather than a completed merger. - read more

Why insurer conduct should matter when you review life cover

15 Sep 2026: Paige Estritori

Fresh attention on conduct monitoring across New Zealand’s financial services sector is a timely reminder that life insurance is not only about the premium. For households relying on cover to protect a mortgage, replace income or support dependants, the experience after a policy is sold can matter just as much as the decision to buy it. - read more

What latest claims figures mean for New Zealand families

08 Sep 2026: Paige Estritori

Fresh attention on New Zealand life insurance claims is a timely reminder that personal cover is not just another household subscription. Behind every accepted life, trauma, disability or income protection claim is a family dealing with illness, bereavement, lost income or debt pressure. The industry’s latest claims picture reinforces a simple point: cover can be valuable, but only when the amount, policy type and ownership structure still match the household’s real financial exposure. - read more

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Knowledgebase

Insurance Policy:
Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.

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