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Insurance News

QBE Insurance's Premium Growth Deceleration Impacts Share Value QBE Insurance's Premium Growth Deceleration Impacts Share Value
29 Nov 2025: Paige Estritori

QBE Insurance Group, a prominent player in the Australian insurance sector, has recently experienced a notable decline in its share value, reaching a seven-month low. This downturn is primarily attributed to a slowdown in the company's premium rate growth during the third quarter of the 2025 fiscal year. - read more
ACCC Scrutinises IAG's Bid to Acquire RAC Insurance ACCC Scrutinises IAG's Bid to Acquire RAC Insurance
29 Nov 2025: Paige Estritori

The Australian Competition and Consumer Commission (ACCC) has recently voiced concerns regarding Insurance Australia Group's (IAG) proposed acquisition of the Royal Automobile Club of Western Australia's (RAC) insurance business. Valued at A$1.35 billion, this deal aims to expand IAG's footprint in Western Australia. However, the ACCC warns that such consolidation could diminish competition in the state's motor and home insurance markets, potentially leading to higher premiums and reduced service quality for consumers. - read more
QBE Insurance Faces Market Challenges as Premium Growth Slows QBE Insurance Faces Market Challenges as Premium Growth Slows
29 Nov 2025: Paige Estritori

QBE Insurance Group, Australia's largest insurer by market value, has recently experienced a significant downturn in its share price, reaching a seven-month low. This decline is primarily attributed to a slowdown in the company's premium rate growth during the third quarter of fiscal 2025. For tradespeople across Australia, this development could have notable implications, particularly concerning insurance premiums and coverage options. - read more
ASIC Highlights Concerns Over Self-Managed Super Fund Advice ASIC Highlights Concerns Over Self-Managed Super Fund Advice
29 Nov 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently raised significant concerns regarding the quality of financial advice provided to individuals about self-managed superannuation funds (SMSFs). This development is particularly relevant for tradespeople considering SMSFs as a means to manage their retirement savings. - read more
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Life Insurance Articles

Understanding Income Replacement Benefits: A Complete Guide for Australians Understanding Income Replacement Benefits: A Complete Guide for Australians
Income replacement benefits are designed to provide financial support when you're unable to earn a salary due to illness or injury. They act as a safety net, ensuring you can maintain your lifestyle and meet ongoing expenses during unexpected interruptions. - read more
Why Income Protection Insurance Is Essential for Australians Why Income Protection Insurance Is Essential for Australians
Income protection insurance is a type of personal insurance that provides financial support if you are unable to work due to illness or injury. It ensures that you continue to receive a portion of your income, helping you manage daily expenses and financial commitments during recovery. - read more
How to Prepare Financially for Unexpected Sickness How to Prepare Financially for Unexpected Sickness
Life is full of surprises, and unfortunately, not all of them are pleasant. Unexpected sickness can strike anyone at any time, and when it does, it can have a significant impact on your income. Whether it’s a sudden illness, a chronic condition, or an accident, the loss of income can add stress to an already difficult situation. - read more
How to Navigate Life Insurance Claims: Maximizing Your Benefits Successfully How to Navigate Life Insurance Claims: Maximizing Your Benefits Successfully
As we traverse the unpredictable journey of life, the assurance of a safety net can provide unparalleled peace of mind. Life insurance stands as a stalwart guardian in times of loss, ensuring that the financial implications do not add to the emotional burden of bereavement. Understanding the intricacies of life insurance claims is not merely a recommendation—it is a necessity for those looking to fully harness their policy's potential. - read more


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Knowledgebase
Insurance Deductible:
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".