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• Why insurer strength still matters when reviewing life cover

  New Zealand’s latest financial stability signals suggest the insurance sector remains broadly resilient, but households should not treat that as a reason to put life cover on autopilot.

• What insurance law reform means for life cover buyers

  New Zealand's insurance law reforms are moving from policy debate into practical preparation, and life insurance customers should pay attention. The changes are designed to modernise old insurance rules, improve contract fairness and make the responsibilities of both insurers and consumers easier to understand.

• Why switching life insurance deserves a careful second look

  Renewed industry attention on replacement life insurance advice is a timely reminder for New Zealand households: changing policies is not the same as changing a power plan or mobile provider.

• What Asteron Life’s ownership shift means for cover reviews

  Asteron Life’s ownership transition from Suncorp to Resolution Life has put another spotlight on a practical question for New Zealand life insurance customers: what should you do when the company behind your policy changes? For most existing policyholders, an ownership change does not automatically rewrite the promises in a current...

• What complaint trends mean for life insurance buyers

  Recent industry attention on insurance complaints is a useful reminder that buying life cover is not only about finding the lowest premium.

• Why easier access to advice matters when choosing life insurance

  A recent Good Returns TV discussion with Financial Markets Authority Director of Deposit Taking, Insurance and Advice Michael Hewes has renewed attention on a practical issue for New Zealand households: too many people still find financial advice hard to access, hard to understand, or too time-consuming to begin.

• A new life insurance discount puts long-term value in focus

  Partners Life has introduced a new Life Advantage discount, giving eligible customers a permanent reduction on selected life and trauma-related covers.

• Why the FMA’s conduct focus matters for life insurance buyers

  New Zealand’s financial advice sector is heading into a more targeted year of scrutiny after the Financial Markets Authority’s latest conduct priorities highlighted fraud, adviser commissions and complaints handling as areas of concern for 2026/27.

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• How Life Insurance Underwriting Works in New Zealand

  Life insurance underwriting is the assessment an insurer carries out after you apply for cover. It helps determine whether cover can be offered, what premium may apply, and whether any special terms, exclusions or loadings are needed.

• Types of Life Insurance Cover in New Zealand Explained

  Life insurance in New Zealand can include several different types of personal cover, including life cover, terminal illness benefits, trauma cover, TPD cover and income protection. Understanding how these covers differ can help you compare policies more confidently before requesting quotes.

• How Life Insurance Advisers and Brokers Work in New Zealand

  Life insurance advisers and brokers can help New Zealand consumers compare policies, understand underwriting questions and arrange cover. This guide explains how advice is regulated, what disclosures to expect, how commissions may work and what to do if you have a complaint.

• How Life Insurance Policy Comparison Works in New Zealand

  Life insurance is a crucial financial safety net, offering monetary support to beneficiaries or an estate upon the death or terminal diagnosis of the insured. In New Zealand, life insurance options differ greatly, with variations in pricing, included features, claim evaluations, and specific conditions.

• Understanding Life Insurance Cover Amounts and Household Financial Needs

  Choosing a life insurance cover amount is one of the most important parts of arranging a policy. The cover amount, sometimes called the sum insured, is the amount that may be paid to beneficiaries or an estate if a valid life insurance claim is accepted.

• Life Insurance Premiums in New Zealand: What Affects the Cost

  Life insurance premiums in New Zealand can vary widely between people and providers. This guide explains the main factors that affect cost, how stepped and level premium structures work over time, and why the lowest starting premium is not always the simplest comparison point.

• Life Insurance Claims, Exclusions and Disclosure in New Zealand

  Life insurance is designed to provide a payment if the insured person dies or, in some policies, is diagnosed with a terminal illness and the claim meets the policy terms.