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  • What Asteron Life’s ownership shift means for cover reviews

    Asteron Life’s ownership transition from Suncorp to Resolution Life has put another spotlight on a practical question for New Zealand life insurance customers: what should you do when the company behind your policy changes? For most existing policyholders, an ownership change does not automatically rewrite the promises in a current...

  • What complaint trends mean for life insurance buyers

    Recent industry attention on insurance complaints is a useful reminder that buying life cover is not only about finding the lowest premium.

  • Why easier access to advice matters when choosing life insurance

    A recent Good Returns TV discussion with Financial Markets Authority Director of Deposit Taking, Insurance and Advice Michael Hewes has renewed attention on a practical issue for New Zealand households: too many people still find financial advice hard to access, hard to understand, or too time-consuming to begin.

  • A new life insurance discount puts long-term value in focus

    Partners Life has introduced a new Life Advantage discount, giving eligible customers a permanent reduction on selected life and trauma-related covers.

  • Why the FMA’s conduct focus matters for life insurance buyers

    New Zealand’s financial advice sector is heading into a more targeted year of scrutiny after the Financial Markets Authority’s latest conduct priorities highlighted fraud, adviser commissions and complaints handling as areas of concern for 2026/27.

::Informative Articles
Explore in-depth information, articles and opinions here on the Compare Life Insurance website courtesy of money-tips.com.au

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  • Types of Life Insurance Cover in New Zealand Explained

    Life insurance in New Zealand can include several different types of personal cover, including life cover, terminal illness benefits, trauma cover, TPD cover and income protection. Understanding how these covers differ can help you compare policies more confidently before requesting quotes.

  • How Life Insurance Advisers and Brokers Work in New Zealand

    Life insurance advisers and brokers can help New Zealand consumers compare policies, understand underwriting questions and arrange cover. This guide explains how advice is regulated, what disclosures to expect, how commissions may work and what to do if you have a complaint.

  • How Life Insurance Policy Comparison Works in New Zealand

    Life insurance is a crucial financial safety net, offering monetary support to beneficiaries or an estate upon the death or terminal diagnosis of the insured. In New Zealand, life insurance options differ greatly, with variations in pricing, included features, claim evaluations, and specific conditions.

  • Understanding Life Insurance Cover Amounts and Household Financial Needs

    Choosing a life insurance cover amount is one of the most important parts of arranging a policy. The cover amount, sometimes called the sum insured, is the amount that may be paid to beneficiaries or an estate if a valid life insurance claim is accepted.

  • Life Insurance Premiums in New Zealand: What Affects the Cost

    Life insurance premiums in New Zealand can vary widely between people and providers. This guide explains the main factors that affect cost, how stepped and level premium structures work over time, and why the lowest starting premium is not always the simplest comparison point.

  • Life Insurance Claims, Exclusions and Disclosure in New Zealand

    Life insurance is designed to provide a payment if the insured person dies or, in some policies, is diagnosed with a terminal illness and the claim meets the policy terms.

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Life Insurance Articles

How Life Insurance Advisers and Brokers Work in New Zealand
How Life Insurance Advisers and Brokers Work in New Zealand
Life insurance advisers and brokers can help New Zealand consumers compare policies, understand underwriting questions and arrange cover. This guide explains how advice is regulated, what disclosures to expect, how commissions may work and what to do if you have a complaint. - read more
Life Insurance Premiums in New Zealand: What Affects the Cost
Life Insurance Premiums in New Zealand: What Affects the Cost
Life insurance premiums in New Zealand can vary widely between people and providers. This guide explains the main factors that affect cost, how stepped and level premium structures work over time, and why the lowest starting premium is not always the simplest comparison point. - read more
How Life Insurance Policy Comparison Works in New Zealand
How Life Insurance Policy Comparison Works in New Zealand
Life insurance is a crucial financial safety net, offering monetary support to beneficiaries or an estate upon the death or terminal diagnosis of the insured. In New Zealand, life insurance options differ greatly, with variations in pricing, included features, claim evaluations, and specific conditions. - read more
Types of Life Insurance Cover in New Zealand Explained
Types of Life Insurance Cover in New Zealand Explained
Life insurance in New Zealand can include several different types of personal cover, including life cover, terminal illness benefits, trauma cover, TPD cover and income protection. Understanding how these covers differ can help you compare policies more confidently before requesting quotes. - read more

Insurance News

What Asteron Life’s ownership shift means for cover reviews
What Asteron Life’s ownership shift means for cover reviews
04 Aug 2026: Paige Estritori
Asteron Life’s ownership transition from Suncorp to Resolution Life has put another spotlight on a practical question for New Zealand life insurance customers: what should you do when the company behind your policy changes? For most existing policyholders, an ownership change does not automatically rewrite the promises in a current contract. - read more
What complaint trends mean for life insurance buyers
What complaint trends mean for life insurance buyers
28 Jul 2026: Paige Estritori
Recent industry attention on insurance complaints is a useful reminder that buying life cover is not only about finding the lowest premium. For New Zealand households, the real test of a policy often comes years later, when a claim is made and the insurer checks whether the policy terms have been met. - read more
Why easier access to advice matters when choosing life insurance
Why easier access to advice matters when choosing life insurance
21 Jul 2026: Paige Estritori
A recent Good Returns TV discussion with Financial Markets Authority Director of Deposit Taking, Insurance and Advice Michael Hewes has renewed attention on a practical issue for New Zealand households: too many people still find financial advice hard to access, hard to understand, or too time-consuming to begin. - read more
A new life insurance discount puts long-term value in focus
A new life insurance discount puts long-term value in focus
14 Jul 2026: Paige Estritori
Partners Life has introduced a new Life Advantage discount, giving eligible customers a permanent reduction on selected life and trauma-related covers. The offer is aimed at non-smokers aged 16 and over who meet a specified body mass index range and complete full medical underwriting when applying for new or increased cover. - read more

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Knowledgebase
Depreciation:
The reduction in the value of an asset over time, used in insurance to calculate the actual cash value of property.