Life Insurance is arguably one of the most important insurance policies that your money can buy.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk for dependants. We can help you tailor a life / income protection insurance that
will help secure your beneficiaries` financial future.
| Understanding Life Insurance: How to Determine Coverage Amounts Life insurance is a cornerstone of financial planning, offering peace of mind to you and security for your loved ones. It's a contract between you and an insurance company: in exchange for regular premiums, the insurer agrees to pay a sum of money to designated beneficiaries upon your passing. This vital tool ensures that your family's financial needs can be met during an incredibly difficult time. - read more
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| Income Protection for Farmers: Ensuring Stability Through Tough Times The world of farming is one filled with uncertainties. Weather conditions, market prices, and various other factors can create a highly volatile income stream for those within the agricultural sector. This unpredictability can lead to financial instability that impacts not only the farmers themselves but also their families and the larger rural community. - read more
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| Life Insurance for Young Adults: Why It’s Never Too Early to Get Covered Life insurance might not be at the forefront of your mind, especially when you're young and healthy. However, understanding the essence of life insurance early on can significantly impact your financial future and provide much-needed peace of mind. - read more
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| Trauma Cover: Calculating Adequate Protection for Life's Unexpected Moments The financial fabric of our lives consists of both planning and safeguarding against the unforeseen. Trauma cover, a lesser-known but crucial aspect of personal insurance, provides this protection by offering a lump sum payment upon diagnosis of specific serious illnesses or injuries. In the tapestry of financial planning, it acts as a vital safety net, ensuring that unexpected health crises do not lead to monetary distress. - read more
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| Allianz Australia and AWP Australia Penalised for Misleading Practices 06 Feb 2026: Paige Estritori In a significant regulatory action, Allianz Australia and its subsidiary, AWP Australia, have been fined $16.8 million for making false and misleading statements to consumers. This penalty underscores the critical need for transparency and honesty within the insurance industry. - read more |
| Rising Insurance Premiums Challenge Northern Australian Homeowners 06 Feb 2026: Paige Estritori Homeowners in Northern Australia are grappling with substantial increases in insurance premiums, despite the establishment of a cyclone reinsurance pool intended to alleviate such financial burdens. This situation raises critical questions about the pool's effectiveness and the broader challenges facing the insurance industry in high-risk regions. - read more |
| Record Profits for Australian Insurers Amid Premium Increases 06 Feb 2026: Paige Estritori Australia's insurance industry has reported an after-tax profit of $6.1 billion for the year 2024, a figure that is three times higher than the five-year average of $2 billion. This substantial increase in profitability coincides with significant hikes in insurance premiums across various sectors. - read more |
| Escalating Construction Costs Impact Insurance Claims and Repair Timelines 06 Feb 2026: Paige Estritori The Australian construction industry is currently grappling with significant cost escalations, which are having a direct impact on insurance claims and repair timelines. According to a recent report by Crawford & Company, various factors are contributing to this trend, including rising material prices, labour shortages, and an increase in builder insolvencies. - read more |