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Palm Beach,
Queensland, Australia 4221

Our registered office address is 43 Larch Street Tallebudgera, Qld Australia 4228

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

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Life Insurance Articles

5 Key Factors to Consider When Shopping for Income Protection in Australia 5 Key Factors to Consider When Shopping for Income Protection in Australia
Welcome to our comprehensive guide on securing your financial future in Australia. In a world of uncertainties, income protection insurance plays a critical role in maintaining your financial security and peace of mind. - read more
5 Tips to Save on Health Cover as an Australian Senior 5 Tips to Save on Health Cover as an Australian Senior
Finding the right health insurance coverage is a critical concern for Australian seniors, who often face the dual challenge of managing chronic health conditions and maintaining financial stability in retirement. As the cost of healthcare continues to rise, the importance of securing an affordable health cover that still meets their needs cannot be overstated. - read more
5 Common Misconceptions About Income Protection Insurance in Australia 5 Common Misconceptions About Income Protection Insurance in Australia
Income protection insurance is a vital safety net for many Australians, offering financial stability when unexpected circumstances like illness or injury occur. Despite its importance, there are numerous misconceptions surrounding this type of insurance, leading to confusion and inadequate coverage among consumers. - read more
Illness and Your Finances: Strategies for Continuous Income Flow Illness and Your Finances: Strategies for Continuous Income Flow
When illness strikes, the impact on your finances can be as significant as on your health. Maintaining continuous income flow during such times is crucial for financial stability. - read more

Insurance News

AustralianSuper Announces Significant Insurance Premium Increases AustralianSuper Announces Significant Insurance Premium Increases
24 Apr 2026: Paige Estritori

AustralianSuper, one of Australia's largest superannuation funds, has announced substantial increases in insurance premiums, effective June 2026. This decision affects approximately 1.7 million members and is primarily driven by a notable rise in mental health and disability claims. - read more
Escalating Insurance Premiums Pose Challenges for Australian Retirees Escalating Insurance Premiums Pose Challenges for Australian Retirees
24 Apr 2026: Paige Estritori

For many Australian retirees, the dream of a comfortable and secure retirement is being overshadowed by the escalating costs of home insurance. Over the past five years, the average cost of home insurance in Australia has surged by 51%, according to analytics firm Finity. This substantial increase is placing considerable financial pressure on retirees, many of whom are on fixed incomes and find it challenging to accommodate these rising costs. - read more
Australian Insurers Navigate Rising Claims and Cost-of-Living Challenges Australian Insurers Navigate Rising Claims and Cost-of-Living Challenges
24 Apr 2026: Paige Estritori

As Australian households grapple with escalating cost-of-living pressures, the insurance industry is facing the dual challenge of maintaining coverage affordability while managing an uptick in claims, particularly related to mental health and disability. Recent research from national insurance provider Youi highlights that over two in five Australians (42%) report a deterioration in their financial position over the past two years, with 66% indicating they are just keeping up or likely to struggle if faced with unexpected expenses. - read more
ICA Proposes Reforms to Alleviate Small Business Insurance Expenses ICA Proposes Reforms to Alleviate Small Business Insurance Expenses
24 Apr 2026: Paige Estritori

The Insurance Council of Australia (ICA) has recently highlighted the pressing need for reforms aimed at reducing the escalating insurance costs burdening small businesses across the nation. In a comprehensive white paper released on 15 October 2025, the ICA underscores how outdated state and territory civil liability laws, which have remained unreviewed for nearly a quarter of a century, are significantly contributing to the surge in insurance premiums. - read more

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Knowledgebase
Term Life Insurance:
A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.