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PO Box 1183
Palm Beach,
Queensland, Australia 4221

Our registered office address is 43 Larch Street Tallebudgera, Qld Australia 4228

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

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Life Insurance Articles

Who Needs Disability Insurance? Who Needs Disability Insurance?
If you are like most people on this planet, you are not financially free. You would not be able to stop working and still support yourself and your family from your financial resources. Your continued ability to work to earn an income would therefore be one of your greatest assets. - read more
How Accidental Income Protection Insurance Can Provide Peace of Mind How Accidental Income Protection Insurance Can Provide Peace of Mind
Accidental income protection insurance is a type of policy that provides financial support if you are unable to work due to an accident. Unlike regular income protection insurance, which can cover illnesses and injuries, this specific insurance focuses solely on accidents. - read more
Why Income Protection Insurance is Essential for Every Australian Adult Why Income Protection Insurance is Essential for Every Australian Adult
Income protection insurance is designed to provide financial support to individuals who are unable to work due to illness or injury. This type of insurance ensures that you continue to receive a portion of your income, allowing you to maintain your standard of living even when unexpected circumstances arise. - read more
Understanding the Tax Benefits of Income Protection Insurance in Australia Understanding the Tax Benefits of Income Protection Insurance in Australia
When hardship hits and earning a steady income becomes a challenge due to illness or injury, income protection insurance steps in as a crucial lifeline. This insurance acts much like a monetary buffer, providing you with a percentage of your regular income during times when you're unable to work. It's designed to offer peace of mind and stability, not just for you, but also for your dependents who rely on your financial support. - read more

Insurance News

ICA Advocates for Legal Changes to Ease Small Business Insurance Burden ICA Advocates for Legal Changes to Ease Small Business Insurance Burden
21 Apr 2026: Paige Estritori

The Insurance Council of Australia (ICA) has recently highlighted the pressing need for legal reforms to alleviate the escalating insurance premiums burdening small businesses across the nation. In a submission to the Parliamentary Joint Committee's inquiry into small business insurance, the ICA outlined several key areas requiring immediate attention. - read more
Legal Professionals Oppose Proposed Caps on Legal Fees in Liability Cases Legal Professionals Oppose Proposed Caps on Legal Fees in Liability Cases
21 Apr 2026: Paige Estritori

The Australian Lawyers Alliance (ALA) has recently expressed strong opposition to the Insurance Council of Australia's (ICA) proposal to implement caps on legal fees in liability cases. This proposal is part of the ICA's broader agenda to address the rising insurance premiums affecting small businesses across Australia. - read more
ICA Advocates for Improved Risk Education to Support Small Businesses ICA Advocates for Improved Risk Education to Support Small Businesses
21 Apr 2026: Paige Estritori

The Insurance Council of Australia (ICA) has recently emphasized the need for improved risk education programs tailored for small and medium-sized enterprises (SMEs). This initiative aims to equip business owners with the knowledge and tools necessary to manage risks effectively and navigate the complexities of the insurance market. - read more
Café's Underinsurance Leads to Reduced Payouts After Storm Damage Café's Underinsurance Leads to Reduced Payouts After Storm Damage
21 Apr 2026: Paige Estritori

In February 2026, a café and catering business faced significant financial challenges after a storm caused extensive damage, leading to a prolonged closure. The Australian Financial Complaints Authority (AFCA) ruled that the café's underinsurance resulted in reduced claim payouts, highlighting the critical need for businesses to ensure their insurance coverage accurately reflects their risk exposure. - read more

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Knowledgebase
Trauma Insurance:
An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events