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Compare Life Insurance
Welcome to New Zealand`s leading independent Life Insurance and Income Protection quote comparison resource offering free access to the best value life insurance rates, terms and advice from Brokers and Insurers across the country.
Get the right cover at the right price.
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ServiceWhy Life Insurance?
Life Insurance is arguably one of the most important insurance policies that your money can buy.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk for dependants. We can help you tailor a life / income protection insurance that
will help secure your beneficiaries` financial future.
Best Rates
Life Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Life Insurance Solution.
Compare Options
Every Life Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at the best possible price.
Multiple Insurers
To access the best Life Insurance rates and financial advice from a comprehensive selection of Australia`s premier and most reputable Life Insurance expert brokers and insurers, all you need do is complete our simple Life Insurance quote request form.
Life Insurance Articles
Income Protection Insurance Explained: Ensure Your Livelihood in Times of Uncertainty When life takes an unexpected turn, whether due to illness, injury, or other unforeseen events, the financial repercussions can be devastating. This is where income protection insurance becomes an essential component of maintaining financial stability. Income protection insurance acts as a safety net, ensuring that even in times of hardship, your financial obligations can be met, and your standard of living maintained. It provides peace of mind, knowing that your earnings are safeguarded should you become unable to work due to health reasons. - read more
Securing Your Family's Future: How Life Insurance Offers Peace of Mind Life is a tapestry of precious moments, each framed by the inevitable uncertainty that the future holds. The awareness that our paths are peppered with unpredictability can often cast a shadow of concern, affecting how we cherish the present. For many, the well-being of family remains the cornerstone of life's purpose, driving the need for a foundation that offers stability and reassurance in the face of life's unexpected challenges. - read more
Life Insurance for Entrepreneurs: Protecting Your Business and Family Life insurance is a financial product designed to provide a safety net for your loved ones and business in the event of your passing. At its core, life insurance aims to deliver financial protection by paying out a lump sum or ongoing payments to a designated beneficiary upon the insured's death. - read more
Deciphering Your Policy: A Beginner's Guide to Insurance Terminology Welcome to the world of insurance – a domain where words like 'deductible' and 'premium' can significantly impact your financial protection and peace of mind. As a beginner, grasping the basics of insurance terminology is the first step towards making informed decisions about the policies that safeguard your assets and future. In this guide, we will embark on a journey through the language of insurance, which can often seem as complex as the policies themselves. - read more
Insurance News
Deloitte's 2026 Insurance Predictions: Key Trends Shaping the Future
17 Apr 2026: Paige Estritori
As Australia's insurance industry stands on the cusp of significant transformation, Deloitte's latest report, 'Insurance Predictions 2026,' offers a comprehensive analysis of the key trends poised to reshape the sector. The report underscores the imperative for insurers to adapt to rapid technological advancements, escalating climate risks, and evolving regulatory landscapes. - read more
APRA Warns of Heightened Risks in Australia's Insurance Industry
17 Apr 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has recently issued a cautionary statement regarding the elevated risks confronting the nation's insurance sector. This alert underscores the necessity for insurers to bolster their resilience against a backdrop of climate hazards, cyber incidents, and global geopolitical tensions. - read more
Private Health Insurance Premiums Set to Increase by 4.41% in April 2026
17 Apr 2026: Paige Estritori
Australian private health insurance policyholders are set to experience a significant premium increase, with rates rising by an average of 4.41% from April 2026. This adjustment marks the most substantial hike since 2017, reflecting the escalating costs associated with medical and hospital services. - read more
Understanding the 4.41% Increase in Private Health Insurance Premiums
17 Apr 2026: Paige Estritori
From April 1, 2026, Australian private health insurance premiums are set to rise by an average of 4.41%, marking the most significant increase since 2017. This adjustment reflects the escalating costs associated with medical and hospital services, which saw a 5% increase in the last financial year. - read more
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All quotes are provided free and without obligation. We respect your privacy.KnowledgebaseInsurance Deductible:
That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.