Compare Life Insurance :: Home

Compare Life Insurance

Welcome to New Zealand`s leading independent Life Insurance and Income Protection quote comparison resource offering free access to the best value life insurance rates, terms and advice from Brokers and Insurers across the country.

Get the right cover at the right price.

  • Lowest
    Rates
  • Family
    Protection
  • Professional
    Service
  • Compare
    Options
  • Personal
    Advice
  • Financial
    Security

Start Here

Life Cover Amount:
Postcode:

All quotes are provided free and without obligation. We respect your privacy.

Why Life Insurance?

Life Insurance is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk for dependants.

We can help you tailor a life / income protection insurance that will help secure your beneficiaries` financial future.

Life Insurance Calculator

Life Insurance Calculator image

Estimate your life insurance needs with our Life Insurance Calculator. Work out the right level of cover to protect your family and secure their financial future.

Best Rates

Life Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Life Insurance Solution.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Compare Options

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Every Life Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at the best possible price.

Multiple Insurers

To access the best Life Insurance rates and financial advice from a comprehensive selection of Australia`s premier and most reputable Life Insurance expert brokers and insurers, all you need do is complete our simple Life Insurance quote request form.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Compare Life Insurance Weekly News Wrap

Podcast Cover Image This week: New Zealands regulator flags rising insurance fraud and a tougher stance on commission conflicts; a consumer survey finds most people want clearer premium breakdowns and clarity on where cover is available; and brokers push for a national register of Section 72 hazard notices to improve transparency. For listeners: ask advisers how theyre paid, read exclusions in plain English, disclose fully, and compare life and income protection policies side‑by‑side to balance value and affordability. Visit compare-life-insurance.co.nz for transparent info and free quotes.

Frequently Asked Questions


    Life Insurance Articles

    Understanding Life Insurance Cover Amounts and Household Financial Needs
    Understanding Life Insurance Cover Amounts and Household Financial Needs
    Choosing a life insurance cover amount is one of the most important parts of arranging a policy. The cover amount, sometimes called the sum insured, is the amount that may be paid to beneficiaries or an estate if a valid life insurance claim is accepted. - read more
    How Life Insurance Policy Comparison Works in New Zealand
    How Life Insurance Policy Comparison Works in New Zealand
    Life insurance is a crucial financial safety net, offering monetary support to beneficiaries or an estate upon the death or terminal diagnosis of the insured. In New Zealand, life insurance options differ greatly, with variations in pricing, included features, claim evaluations, and specific conditions. - read more
    Navigating Life Insurance Costs: Key Influencers in New Zealand
    Navigating Life Insurance Costs: Key Influencers in New Zealand
    Understanding why life insurance premiums vary is crucial for making informed decisions. In New Zealand, premiums reflect individual risk, policy specifics, and insurer-specific factors. While two people might seek similar coverage, their quoted premiums might differ greatly due to individual risk assessments and policy choices. - read more
    Life Insurance Claims, Exclusions and Disclosure in New Zealand
    Life Insurance Claims, Exclusions and Disclosure in New Zealand
    Life insurance is designed to provide a payment if the insured person dies or, in some policies, is diagnosed with a terminal illness and the claim meets the policy terms. For families and beneficiaries, the claims process can occur at a difficult time, so it is important to understand how claims are assessed and what issues may affect whether a claim is paid. - read more

    Insurance News

    Why the FMA’s conduct focus matters for life insurance buyers
    Why the FMA’s conduct focus matters for life insurance buyers
    11 Jul 2026: Paige Estritori
    New Zealand’s financial advice sector is heading into a more targeted year of scrutiny after the Financial Markets Authority’s latest conduct priorities highlighted fraud, adviser commissions and complaints handling as areas of concern for 2026/27. For households arranging life, trauma, income protection or health-related cover, the message is practical: the quality of advice, disclosure and record keeping matters just as much as the premium on the page. - read more

    Start Here !
    life insurance
    Apply now for your free Insurance assessment and price comparisons!

    Start Here

    Life Cover Amount:
    Postcode:


    All quotes are provided free and without obligation. We respect your privacy.
    Knowledgebase
    Insurance Claim:
    Notification to an insurance company requesting payment of an amount due under the terms of the policy.