The Farming All Risk package includes industrial special risk insurance, covering farm property, business interruption, and plant and equipment, as well as public and products liability insurance for farm operations. Future plans involve expanding the coverage to include crop and more elaborate livestock insurance, reflecting the agency's commitment to providing holistic solutions for farmers.
Founder and CEO Glen Drinnan, who brings extensive experience from his tenure at Allianz, highlighted the agency's focus on solving complex problems in underserved sectors. He noted that the agricultural insurance market has seen limited product development over the decades, despite significant advancements in farming practices. Harland Green aims to bridge this gap by leveraging data-driven automation to streamline the broker experience, enabling quick and efficient quoting processes.
By utilizing aerial imagery and other independent tools, Harland Green seeks to gain a clear understanding of the exposures and insurance needs of their clients. This approach allows the agency to offer broader coverage than typically available, ensuring that large-scale farmers receive tailored protection that aligns with their specific risks and requirements.
For Australian farmers, particularly those operating large commercial enterprises, the introduction of Harland Green's all-risk insurance package represents a significant advancement in the availability of comprehensive and customized insurance solutions. This development underscores the importance of innovation and adaptability in the agricultural insurance sector to meet the evolving needs of the farming community.
